Adjusted benchmark annual interest rate of loans:

I. Short-term loans

Within six months (including six months): 5.85%; Half a year to one year (including one year): 6.3 1%

Second, medium and long-term loans

One to three years (including three years): 6.40%; Three to five years (including five years): 6.65%; More than five years: 6.80%

Three, personal housing provident fund loans

Less than five years (including five years): 4.20%; More than five years: 4.7%.