According to Map.com's inquiry, Article 961 of the General Principles of the Civil Law of People's Republic of China (PRC) is a contract in which the broker reports to the client the opportunity to conclude a contract or provides media services for concluding a contract, and the client pays remuneration. The fees charged by the intermediary are agency fees, and there will be many service fees in the process of handling loans, including insurance premiums and license fees, which are legal.