Basically everyone can use Pufa Diandai normally after receiving it. If you find that you cannot use it, it may be because there is a certain problem with your credit, and then you will be restricted by the other party when you use it. .

1. Why can’t it be used?

On the Internet, some netizens have also reported such a problem, but basically everyone can borrow this money. This money can be used normally in the subsequent stages, but it must be paid back within the specified time. If the money has arrived now, but you find that you can't move it, it may be because your account has been frozen. During your operation, some problems may arise, or the other party may think that you have violated the law. The record of the letter is not very good, and the other party is also very afraid that you will not be able to repay the money, so you can't use the money now.

2. Specific introduction

Customers must have a Shanghai Pudong Development Bank savings card and open online banking. It is no longer possible to apply for a point loan by only applying for a direct bank. The necessary conditions for application: 1. Mortgage customers of Shanghai Pudong Development Bank (mortgage customers of other banks must go through internal recommendations) 2. Customers of Shanghai Pudong Development Bank who pay wages on behalf of others

3. Have purchased financial management of customers. If you meet the loan application conditions, it will be difficult to obtain a loan if you have poor credit or a record of overdue repayments. After all, Shanghai Pudong Development Bank is a large commercial bank, not a small loan company, so the requirements will be stricter.

3. Conclusion

As long as you meet the bank’s application conditions, you can successfully apply for a loan. However, after applying for a loan, you also need to pay attention to some issues. You must pay back the money within the prescribed time, and during the process of use, there must be no violations, which may cause your account to appear. Some questions. Later, when you use it, you may find that you cannot use it normally, and it will also have some bad effects on yourself, so everyone should also consider this issue carefully.