Loan term: one month.

Answer:

1.360 IOU is an Internet lending platform. According to the rules of the platform and the interest rate calculation method, it is impossible to accurately determine the specific interest amount.

2. Common Internet lending platforms usually use annualized interest rates instead of monthly interest rates. Therefore, without specific information, it is impossible to directly calculate the interest amount for one month.

3. If the annualized interest rate is taken as an example, usually on the Internet lending platform, the annualized interest rate may be between 10% and 30%. But the specific interest rate still needs to be determined according to the borrower's credit rating, overdue risk and other factors.

4. According to the above information, there is no specific interest rate calculation formula or information, so it is impossible to provide exact figures.

Summary:

Without specific information, it is impossible to accurately calculate the monthly interest amount of 360 IOUs as 10000 yuan. The specific interest rate will depend on the rules of the Internet lending platform, the borrower's credit rating and other related factors. If necessary, please consult the specific Internet lending platform for accurate information.

Extended data:

1. In China, the Internet loan industry is affected by regulatory policies, and the floating range and rules of interest rates may change. It is recommended to know the relevant policies and platform rules before borrowing, so as to make an informed decision.

2. Borrowers should pay attention to risk assessment and reasonable lending on the peer-to-peer lending platform to avoid excessive lending, so as not to cause economic troubles. Timely repayment is one of the important factors to maintain personal credit and good loan relationship.