How to transfer small loans to personal accounts

What is a small and micro industry loan?

The online liquidity loan service launched by Weizhong Bank for the majority of small and medium-sized enterprises is called micro-industry loan.

All operations from application to withdrawal can be completed online, without mortgage or pledge, and the amount can be seen immediately. The loan funds for applying for small and micro-industry loans can be received in a few minutes at the earliest, and the interest-bearing method is daily interest and borrowing.

Is micro-loan an individual or an enterprise? Small and micro loans are enterprise settlement accounts borrowed by enterprises, so they are lent to enterprises. When filling in a bank account, please select a bank account supported by the microfinance system. If you fill in a personal account, the loan will fail. After the loan application is submitted, the funds will arrive in the account within 30 minutes at the earliest, but the specific arrival time is subject to the receipt notice of the receiving bank.

First of all, the products of small and micro industry loans are for the public and cannot be changed.

Full appropriation means that your business tax situation is better. Hangzhou Bank and Bank of Ningbo can go to personal accounts of legal persons. And some local banks. There are many invoice loan products, ranging from 300 thousand to 2 million. You can do more. It will arrive on the same day as soon as possible. If the loan is successful, but the funds do not arrive on the same day, the system will reduce the interest on this part within 30 working days. Micro-enterprise loans are operating loans issued by micro-banks for small and medium-sized enterprises. Eligible enterprises and individual users can apply and return the loan. There is no direct repayment entrance for small and micro industrial loans. People who need to remit money to their own accounts for repayment want to ask if they can repay in their personal accounts.

Small loans cannot be repaid directly, mainly through online bank remittance or counter remittance. Whether a personal account can be repaid depends on the repayment account of a small loan.

At present, there are 9,999 and 6236 repayment accounts for small and micro enterprise loans. When repaying, you can check the official micro-enterprise financial WeChat account-More-Personal Center and select the repayment method corresponding to the account.

1. Repayment account at the beginning of 1999: the official account or personal account of the company WeChat is used for remittance repayment. Before the system deducts the loan on the repayment date, deposit the current repayment funds into the account established at the time of application, and the system will automatically deduct the recovered loan.

2.6236 repayment account: when applying for a loan, you need to bind the online banking, mobile online banking or counter of your personal bank card, and transfer the current repayment funds to account 6236, and the system will automatically deduct the money.

No matter which repayment account it is, it depends on the loan situation after repayment operation. Current repayment means successful repayment, otherwise it may be overdue. Considering that the transfer repayment may not be timely, in order to avoid the failure of system deduction, it is suggested to deposit the current repayment funds into the corresponding repayment account before the repayment date 17:00 or 1 working day.

Micro-credit loan method:

1/7

First, click "Loan" in the menu.

2/7

Step 2: Click "Loan" on the enterprise loan details page.

3/7

Step 3: Fill in the loan amount and choose the loan package.

4/7

Step 4: Fill in the enterprise collection account of the enterprise.

5/7

Step 5: Enter the loan password.

6/7