balance penalty interest ~ ~ balance **.5* days = penalty interest
Two months ago, Mr. Zhu used a credit card of a bank to spend 3, yuan. By the repayment date, he only paid back 27, yuan, and the rest.
Mr. Zhu, who was angry, called the issuing bank, and the bank staff replied that the bank's credit card implemented a "full penalty interest" system. According to this system, if the cardholder swiped the card in 1 yuan, even if 999 yuan had been returned, the penalty interest for overdue repayment should be calculated based on the consumption amount of 1 yuan. The interest rate standard of penalty interest is five ten thousandths per day, and it is calculated from the second day of credit card consumption.
That's basically it.
It's the full amount, and six years is more than 1W. Don't be afraid.
Ask for praise.