Generally speaking, if you have used the provident fund loan to buy a house, you can still withdraw the provident fund during the repayment period, but the specific withdrawal conditions and quota may be limited. For example, in some areas, during the repayment period, the provident fund can only be withdrawn once a year, and the withdrawal amount cannot exceed a certain proportion of the repayment amount in that year.
To withdraw the provident fund, the following conditions must be met:
1. Sufficient balance in the provident fund account: the provident fund account must have sufficient balance to be withdrawn, and the specific requirements vary according to different regions and individuals.
2. Meet the conditions for withdrawal: According to national and local policies, certain conditions must be met for withdrawal of provident fund, such as buying a house and repaying a mortgage.
3. Provide relevant certificates: In order to verify the applicant's identity and application conditions, it is necessary to provide relevant certification materials, such as identity cards and house purchase contracts.
4. Comply with the withdrawal regulations: When withdrawing the provident fund, you need to comply with the relevant national and local regulations, such as the withdrawal amount and withdrawal times.
To sum up, whether you can continue to withdraw the provident fund after the provident fund loan needs to be judged according to local policies and regulations. If it meets the requirements, it is necessary to withdraw the provident fund. It is recommended to know the relevant policies and regulations in advance and prepare the necessary supporting documents so as to smoothly handle the withdrawal procedures.
Legal basis:
Regulations on the administration of housing provident fund
Article 24
In any of the following circumstances, the employee may withdraw the storage balance in the employee housing provident fund account:
1, purchase, build, renovate and overhaul owner-occupied housing;
2. Retired;
3, completely lose the ability to work, and terminate the labor relationship with the unit;
4. Go abroad to settle down;
5. Repay the principal and interest of the house purchase loan;
6, the rent exceeds the prescribed proportion of family wage income.