The loan fees for used cars include service fees, loan insurance fees and GPS fees. Among them, the service fee is about 3% of the loan amount, the vehicle commercial insurance premium is about 3,000 yuan, the GPS fee is 1.800 yuan, and the GPS fee for vehicles under 80,000 yuan is 1.000 yuan.

2. What is the handling fee for second-hand car loans?

Handling fee, the fees charged by different institutions will be different. The loan requirements for used cars are as follows: 1. When an individual applies for a second-hand car mortgage loan, the loan company will require the applicant to prepare personal ID card, household registration book, work certificate, income certificate, continuous bank card flow in the last six months, personal assets certificate, etc. And then apply for a second-hand car mortgage loan; 2. When applying for a second-hand car mortgage loan, the applicant is generally required to prepare a certain down payment, and the amount of down payment for second-hand cars is mostly around 30%-50%. Other expenses such as mortgage registration fee, automobile insurance fee and other handling fees (such as deposit, credit fund, guarantee fund, etc.). ); 3. Different lending institutions, different used cars and different borrowers' own conditions will lead to different loan amounts and charges. Therefore, before handling the loan, consult several lending institutions and then choose the lending institution that suits you; 4. Different loan companies charge different fees for second-hand car mortgage loans. Individuals can consult several loan companies before applying for second-hand car mortgage, and then choose a loan company with reasonable fees to apply for second-hand car mortgage.

3. What is the handling fee for the second-hand car loan?

There are many kinds of handling fees involved in the process of handling second-hand car loans, which generally include the following:

Performance fee: the performance bond is charged at 3% of the loan amount, and 3,000 yuan will be charged uniformly if it is less than 3,000 yuan. Of course, after the loan is paid off, the deposit will be refunded in full.

Notarized mortgage fee: 800 yuan notarized mortgage fee is also required for handling notarized mortgage of vehicles, and the receipt is available for this fee.

Credit investigation fee: banks will conduct consultation and investigation before lending, so they will generally charge 1% of the loan amount, which varies from bank to bank.

Installment fee: credit card loans need installment fee to buy a car. General 12 installment total cost is above 10%.

Mortgage fee: the mortgage fee is 3%. In short, the general handling fee for a car loan is about 1 10,000 yuan. In addition to the above fees, it also includes license fees, insurance premiums and travel expenses.

What is the installment fee for buying a used car for 28,000 yuan?

Buy a 40,000 second-hand car, down payment 12000 equal principal and interest method: loan principal: 28,000, assuming annual interest rate: 4.750%, loan term: 3 years; Monthly repayment of principal and interest: 836.05 yuan, total repayment of principal and interest: 30,097.8 yuan, * * interest payable: 2097. The interest paid in 1 month is:110.83; The first 1 month principal repayment is: 725.22; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)