According to Sina official website's inquiry, Wanda Kuaiyihua and the management of Nanjing Bank illegally lent money. The annual loan interest rate of Nanjing Bank is 8.5%, and the guarantee fee is charged at will, so it is illegal for Nanjing Bank to cooperate with Wanda in lending.

As a distributor, Nanjing Bank cooperates with loan sharks to provide funds, and is actually the boss behind the scenes.