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Now that banks are in a money shortage, will it be difficult to get commercial housing loans in some small counties, and will the cost be higher?

The two have no direct impact.

Each branch has a certain loan quota and a certain deposit task every quarter. The two are independent and do not interfere with each other. Lending

If the loan quota is used up, you cannot lend in that quarter. If you cannot complete the deposit task, you will be short of money

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