As a government agency, the post office not only provides postal services for the public, but also provides financial institutions with various loan services. But when applying for a loan, it is very important to meet some conditions and provide some materials.

First of all, the lender needs to have a stable source of income, which is the most basic requirement of the loan. Lenders need to provide relevant income certificates, such as payroll, social security or tax payment certificates, to prove their income sources and income levels.

Secondly, the lender needs to provide collateral or provide a guarantor. Collateral can be real estate, vehicles and other assets with practical value, and the guarantor can be a reputable individual or institution. All these can guarantee the credit of lenders and reduce the risk of banks.

Finally, the lender needs to provide the loan purpose and loan plan. This information can help lending institutions understand the real needs and repayment ability of borrowers, so as to make better loan decisions.

In short, the loan service coverage and audience of the post office are very high, but the lender should clearly understand the relevant application requirements and provide materials so as to approve the loan as soon as possible.