There are probably several kinds of loans to buy a car, 1, and car manufacturers have their own finance companies. The car manufacturer doesn't have a finance company, but the 4S shop cooperates with the bank or guarantee company, and he can do it for the customer. 3. Seek a bank loan.

Let me talk about the process of 1.2 loan first.

Book a car first;

Handling loan procedures in 4S shop: including providing information and signing loan details;

Waiting for the loan agreement of the bank (or manufacturer's finance) to give the 4S shop this loan;

After obtaining the consent form, the general 4S shop will inform the customer to pay the down payment;

The customer picks up the car and gets the card;

After the card is completed, the information is mortgaged to the bank (or factory finance);

For the mortgage loan, the 4S store received the full amount;

Customers pay back money every month.