Assuming that the repayment period is five years, with equal principal and interest repayment, the annual interest rate of the loan is 6.40% and the monthly payment is 9759.67 yuan; The monthly interest in the first installment is 2,666.67 yuan, and then it will be reduced by about 37.83-5 1.78 yuan every month (the reduced amount is for reference only, not as the basis of repayment data); The total interest is 85,580.27 yuan.

(Examples are provided for reference, not as the basis of repayment data. Please contact the handling bank for details). You can use the personal loan calculator to calculate:

/CmbWebPubInfo/Cal _ Loan _ per . aspx？ chnl=dkjsq

The loan handling bank will determine the loan interest rate according to the local market conditions, loan purposes, comprehensive evaluation of customers and other information. The following are our basic interest rates and the benchmark interest rates published by the People's Bank of China for your reference.

Best lending rate of China Merchants Bank (LPR):

/CmbWebPubInfo/lpr.aspx？ type=cmblpr

Benchmark interest rate of RMB loan: /CmbWebPubInfo/CDRate.aspx? chnl=cdrate