Current location - Loan Platform Complete Network - Loan consultation - I am a foreigner. What should I do if I want to buy a house in Dalian?
I am a foreigner. What should I do if I want to buy a house in Dalian?
Buying a house in a different place means that the place where the buyer's household registration is located is not in the same province as the place where the house to be purchased is located.

The procedure for buying a house in a different place is as follows:

.

To buy a house in a different place, you need to provide a local tax payment certificate or social insurance payment certificate of 1 year or more. Non-local residents who cannot provide local tax payment certificates or social insurance payment certificates for more than 1 year apply for housing loans, and the lender will implement the second (or above) differentiated housing credit policy, that is, the down payment and loan interest rate may be increased;

There are many kinds of loans to buy a house, including provident fund loans and commercial loans. If the provident fund loan is just before the loan, you should know how much money is in your provident fund account and how much money the unit gives you every month. Only by knowing your own situation can you get a loan. If it is a commercial loan, you need to measure your financial ability.

The approval procedures and processes of each bank are different, but lenders are generally required to provide: household registration certificate provided by the public security organ where the household registration is located, work position certificate issued by the unit, income certificate, local temporary residence permit, local fixed contact address and contact information. The bank will check the lender's credit history and so on;