From June 5438+1 October1day, 2000, according to the scale of the annual poverty alleviation loan plan determined by the State Council (including new poverty alleviation loans that were added that year, re-borrowed, and did not expire in the previous year), the central government will give interest subsidies within the planned quota. Poverty alleviation loans issued before 1998 will no longer be discounted.
According to the State Council, "since 2000, all the new poverty alleviation loans, refinancing poverty alleviation loans and new poverty alleviation loans that did not expire in the previous year have been included in the poverty alleviation loan plan of the year; According to the decision of the Ministry of Finance to give discount according to the annual poverty alleviation loan plan, the central finance will give discount within the scale of the annual poverty alleviation loan plan approved by the State Council, and in principle it will only be posted for one year.
There is a problem:
The natural characteristics of agriculture itself have great risks, not to mention the high dependence of agriculture on nature in poor areas and the limitations of farmers' mastery of existing agricultural technologies, which make it difficult to improve the output and quality of agricultural products. Even if some agricultural products have a bumper harvest, the phenomenon of increasing agricultural products without increasing their income occurs from time to time because of the low prices of agricultural products, which determines the inefficiency of agriculture, rural areas and farmers in poor areas.
At the same time, the processing enterprises in poor areas with agricultural products as raw materials have poor deep processing ability, low scientific and technological content and poor market sales, so it is difficult to improve the benefits of these enterprises.
It is the basic requirement for granting poverty alleviation loans to ensure that the principal of the loan is recovered and interest income is obtained. If the efficiency of enterprise and individual loan projects is low, it will inevitably conflict with the goal of pursuing high efficiency, and it will also make the loan subject lose confidence in the loan subject.