1. Repay the principal and interest on a monthly basis, that is, repay the loan principal and interest on a monthly basis, with the monthly repayment amount unchanged, in which the monthly principal increases and the interest decreases. Because the monthly repayment amount is the same, the monthly repayment amount is fixed, so as to balance the repayment pressure in this way;
2. Repayment of equal principal on a monthly basis, that is, repayment of loan principal and interest on a monthly basis, with the monthly repayment amount decreasing, in which the monthly principal remains unchanged and the interest decreases. Because the repayment amount is getting less and less, the repayment pressure in the early stage is great, and the repayment pressure in the later stage is small;
3. In the case of the same loan principal, loan interest rate and loan term, the total interest of repayment of equal principal and interest is higher than that of average capital. Although the interest on average capital is much lower than the matching principal and interest, it may not be suitable for everyone.
Tips:
1. The above information is for reference only, and no suggestions are made;
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