Anshan Bank Co., Ltd., formerly known as Anshan Credit Union, was established in 199 1 and formally established as Anshan Commercial Bank in February 1996+. In 20 10, the CBRC officially approved its name change to Anshan bank co., ltd.
By the end of 20 12, the Bank had 19 tier-one branches and 77 tier-two branches. All kinds of deposits reached 50.7 billion yuan and total loans reached 32.9 billion yuan, ranking first in Anshan City. The balance of non-performing loans was 306 million yuan, accounting for 0.93%.
The profit before provision was 65.438+0.25 billion yuan, the provision coverage ratio was 465.438+07.42%, and the capital adequacy ratio was 65.438+04.22%. All the regulatory indicators met the good banking standards. It is the bank with the largest assets and the best profitability among financial institutions in Anshan.
Since its establishment, Anshan Bank Co., Ltd. has always adhered to the market positioning of "based on the development of small and medium-sized enterprises, based on the development of retail business and based on the needs of customers", actively supported the municipal infrastructure construction, education and health undertakings, private enterprises and re-starting enterprises in Anshan City, and invested more than 70 billion yuan in floating bonuses, project loans and personal consumption loans, which has become an important force supporting local economic construction and made great contributions to local economic development.
While supporting the local economy, Anshan Bank Co., Ltd. firmly establishes the service concept of "customer first, service first", implements the "customer satisfaction strategy" and "service commitment system", gives full play to the characteristics of numerous outlets and experienced employees, and provides convenient, fast and high-quality services to customers.
Its characteristic product-"Qianshan Card" was the first batch to join the national UnionPay project, which can realize the functions of consumption and ATM withdrawal in Hong Kong, Macao, the United States and other 12 countries or regions. Honeysuckle financial management, fast POS, SMS banking and telephone banking have become indispensable financial management tools for Anshan citizens.
Anshan Bank has 19 tier-one sub-branches and 77 tier-two sub-branches with 1 146 employees. By the end of the first half of 20 12, the total assets were 46.2 billion yuan, the balance of various deposits was 43.6 billion yuan, the balance of various loans was 30.8 billion yuan, and the profit before provision was 1 1 100 million yuan, ranking among the top financial institutions in the city.