The problem of housing prices cannot go up forever, nor can it go down forever. Because the house itself has certain commodity attributes, which means that the price will be high and low. After a person buys his own property, no matter whether the property price goes up or down, everyone needs to pay the price for his behavior. If a person can only allow his house price to rise and not allow his house price to fall, it is an act that he can't afford to play.
First, house prices in many places have indeed fallen sharply.
After the introduction of a series of real estate control measures in China, the house prices in most cities have declined, and in some places, the house prices have even dropped by 20%. Nevertheless, the number of buildings in China has dropped from 30,000 to 65,438+0,000, so this situation is actually rare, and buyers also need to pay for their actions.
Second, many people can only continue to bite their teeth to pay their monthly bills.
When buying a house, most people will choose to apply for a personal housing loan to come to mortgage to buy a house, which means that the relevant buyers need to pay a lot of housing loan interest. When the house price drops from 30,000 to 1 0,000, the total house price at this time is even much lower than the loan amount, so many people will have the idea of cutting off the supply, but cutting off the supply will not solve the problem at all.
3. What is my personal opinion?
Personally, I don't recommend property buyers to cut off their supply when house prices fall, because such behavior will only lead to their insolvency and even make them bear huge debts. For the real estate market, we need to look at the future market problems from the perspective of mobility. The current decline in house prices does not mean that house prices will continue to fall. We need to insist that the house is for living, not for speculation. If a person buys real estate with the mentality of real estate speculation, he must pay the price for his actions.