1. Determine the loan type: First, you need to determine the type of loan you need, such as personal consumption loan, housing loan, car loan, etc.
2. Preparation materials: according to the loan type, prepare relevant materials, such as ID card, household registration book, income certificate, work certificate, etc. Please ensure that the information is complete, true and valid.
3. Inquire about personal credit report: Go to the local branch of China People's Bank or inquire about personal credit report through online banking to ensure that your credit record is good.
4. Go to Chengdu Bank: Take the prepared materials to the business outlets of Chengdu Bank and ask the staff about the loan.
5. Apply for a loan: under the guidance of the staff, fill in the loan application form and submit relevant materials.
6. Waiting for review: Chengdu Bank will review your application. This process may take some time. Please be patient.
7. Sign a loan contract: If it is approved, Chengdu Bank will inform you to sign a loan contract. Before signing the contract, please read the contract carefully to ensure that you understand the terms of the contract.
8. Lending: After the contract is signed, Chengdu Bank will issue loans according to the contract.
9. Repayment on time: After the loan is issued, it should be repaid on time according to the time limit and amount agreed in the contract, and a good repayment record should be maintained.
It should be noted that the specific loan conditions and procedures may be different due to factors such as loan type, Chengdu Bank policy and personal qualifications. When applying for a loan, please be sure to consult the professional staff of Chengdu Bank for the latest loan information. At the same time, maintaining a good credit record is very important for successfully applying for a loan.