The method for querying personal credit online loan debt records is as follows:

1. Open the browser, enter the URL of the official website of the Credit Reference Center of the People's Bank of China, and enter the "Credit Reference Center of the People's Bank of China" Center official website".

2. Find "Internet Personal Credit Information Service Platform" in the "Core Business" column and click to enter.

3. Click the red "Start Now" button on the personal credit information service platform to enter the user login page.

4. Enter the login name, password and verification code on the user login page to log in to the personal credit record inquiry page.

5. After logging in, select the one you want to view, and you can find your personal credit record or online loan debt record.

Notes:

1. When checking personal credit records online, be sure to ensure the security of your account and password. Do not disclose it to avoid unnecessary losses.

2. When checking personal credit records online, ensure the security and stability of the network.

3. When checking personal credit records online, be sure to follow the steps prompted.

4. If you don’t know how to operate, you must contact professional personnel for processing as soon as possible.

5. If the inquirer has never handled a loan or credit card business, the personal credit information cannot be inquired.