That depends on which province you are in. Are the credit cooperatives in your province connected to the credit information system of the People's Bank of China? If there is no contact, then you will have the opportunity to borrow another one from the Agricultural Bank of China, haha.

2. Does anyone know where to get the application form for student loans from rural credit cooperatives?

First, you can find out whether there is a designated bank, and then you can find out some materials and certificates that need to be prepared in advance. The state does not need to repay, and the interest is subsidized by the government. The loan school will set any day 24 months after graduation as the first repayment date. There should be a time limit for handling student loans, which is related to both schools and banks. The details are not very clear. There are many websites about loans on the Internet now, so I think it's best to know and compare them in detail. Most! The most important thing is that before banks formally lend money to users, they don't charge any nominal extra fees (this is to search their websites online with ordinary private lending institutions and see for themselves.

I am a freshman. Should I choose credit cooperatives or China Development Bank to apply for student loans? thank you

This is generally handled by the China Development Bank, but it entrusts any one of China Agricultural Construction to lend money. This school is directly handled, and you can apply to complete all the formalities in the school.

4. Which is better, China Development Bank or Credit Union?

These are two different systems. Student loan is a national discount for students with difficulties, and credit cooperatives must charge relevant interest.