Legal analysis: If the borrower fails to use the loan according to the agreed loan purpose, the lender can stop issuing the loan, withdraw the loan in advance or terminate the contract. It can be seen that when borrowing from a bank, the borrower must fully consider the purpose of the loan and use the loan in accordance with the stipulations in the loan contract. Otherwise, the bank may stop issuing the loan, withdraw the loan in advance, or terminate the contract, which will affect the borrower's life. Benefits are damaged.

Legal basis: "The People's Republic of China and the Civil Code"

Article 667: The loan contract means that the borrower borrows money from the lender and returns the loan and pays when due interest contract.

Article 680: Lending at high interest rates is prohibited, and the interest rate for borrowing must not violate relevant state regulations. If the loan contract does not stipulate the payment of interest, it will be deemed that there is no interest. If the loan contract does not clearly stipulate the payment of interest, and the parties cannot reach a supplementary agreement, the interest will be determined based on local or party transaction methods, transaction habits, market interest rates and other factors; if the loan is borrowed between natural persons, it will be deemed to have no interest.