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Is it cost-effective to buy a laptop by stages?
A friend bought an ASUS laptop with a total price of nearly 4000 yuan, and suddenly felt that spending too much money was a bit expensive. He chose to pay by installment. Because it is interest-free, I chose the longest 24 issues.

Is installment payment worth buying? Do you need to go on stage? Actually, it's all about people.

If you buy a computer like a friend, you have to pay back more than 100 a month. For a person with a stable income, it is not pressure at all. If there is interest, the longer the installment, the more interest is needed. In this convenient society, you can buy things without money, but this is only consumption in advance. But staging can really reduce the pressure and promote the spending power of most people.

Last year, I bought a mobile phone for myself and my dad, and both spent more than 3000 yuan. It adds up to more than 7000 at once, which is really a bit painful. So I decisively chose interest-free installment payment, and the installment time of the two mobile phones is different. This is my year and a half, and that is my father's half year. I didn't. Don't wait until the phone is old. Install the telephone. Installment payment has no pressure on me, and it is interest-free.

I think this kind of consumption is good, but I'm afraid I have to pay back the expenses and credit cards in installments. The interest on each issue is not low. When you are not afraid, you are really smart. It costs nothing, but once it's time to pay it back, you find out how you spent so much money. You feel heartbroken, but there is nothing I can do about it. In the final analysis, we should do what we can. Although you spend in advance, you must ensure that you can't repay the interest within your ability, so as not to cause a vicious circle.

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