It is a good choice to apply for a mortgage from Jiangsu Bank. Jiangsu Bank is a regular local commercial bank, and the mortgage interest rate is the benchmark interest rate of the central bank. Banks will increase the benchmark interest rate by a certain percentage according to the qualifications of borrowers. If it is a loan to buy a house, the maximum loan amount is 80% of the house price, and the upper limit of the loan amount is higher than most banks.