Therefore, if the credit information is not good, it is recommended not to apply for a loan from Great Wall Finance, try to find some loan platforms that do not value integrity, and be sure to keep the credit information.
So how to have a good credit?
First, use credit cards correctly: Many people feel that they have money on hand, so there is no need to use credit cards, let alone apply for loans. In fact, it is necessary for everyone to change this concept.
Second, don't apply for online loans: I don't recommend you to apply for some online loans, especially some small private loans, because for formal financial institutions, it is generally taboo to have loan records of these non-bank financial institutions.
Third, check your credit information regularly. If you check your credit report every six months, it will be helpful to find out the wrong records in the credit report. Once financial institutions are found to have lied about their credit status, they should deal with it in time to avoid other troubles. In this way, banks will also think that you are a person with good credit management habits and are more willing to include you as a quality customer.
China Great Wall Assets conducts financial leasing business through its subsidiary Great Wall Guoxing Financial Leasing Co., Ltd. (hereinafter referred to as "Great Wall Financial Leasing"). Great Wall Financial Leasing is a non-bank financial institution established with the approval of the Ministry of Finance and China Banking Regulatory Commission, specializing in financial leasing business, with a registered capital of RMB 4 billion. At present, the service products provided include: direct leasing business, leaseback business and operating leasing business. Since its reorganization in 2008, Great Wall Financial Leasing has been based in Xinjiang and spread all over the country, constantly innovating product models, increasing business intensity and accumulating unique advantages in serving small and medium-sized enterprises. It has provided various financial leasing services to more than 700 customers, with a total scale of over 50 billion yuan.
In recent years, under the overall strategic deployment of the Group, Great Wall Financial Leasing has intensified the expansion of listed companies, state-owned enterprises and large and medium-sized private enterprises, and has become a partner of large enterprises such as Inner Mongolia Yili Technology Industry Co., Ltd., east hope Group Co., Ltd., Tieniu Group Co., Ltd., Shandong Wei Qiao Venture Group Co., Ltd. and China Tsinghua Energy Group. The company has successively won the honorary titles of "Advanced Unit of Learning Organization Construction", "Civilized Organ at Autonomous Region Level" and "National Financial May 1 Labor Award" in CBRC system.