Whether your loan will be reported to your credit bureau when it is one day overdue will depend on the specific circumstances.

First of all, banks or financial institutions will generally decide whether to report your overdue situation to the credit bureau based on your repayment record. If you are only one day overdue and then pay off the debt in time, it is likely that you will not be reported to the credit report. This is because banks usually set a certain grace period during which, if you pay off your balance, the overdue record will not be reported.

Secondly, if your overdue payment exceeds the grace period, the bank may report the overdue situation to the credit bureau. In this case, your credit history may be affected to some extent. While a one-day delinquency may have a smaller impact, this depends on the bank's policy and specific credit assessment criteria.

In general, only if your loan is overdue and exceeds the grace period set by the bank, it may be reported to the credit report. One day's overdue credit may have a certain impact on your credit record, but the specific impact needs to be determined based on the bank's policies and credit evaluation standards.

Supplementary information:

Credit agencies are institutions that specialize in collecting and organizing personal and corporate credit information. They have a lot of references for inquiries about personal credit records. After a loan is overdue beyond the grace period set by the bank, the bank will usually report the overdue information to the credit bureau, which will have a certain impact on your credit record. Credit record is an important reference for evaluating personal credit situation. The records of credit bureaus will play a decisive role when you apply for loans, credit cards and other financial services.

Summary:

Whether your loan will be reported to your credit bureau when it is one day overdue depends on the specific circumstances. Generally speaking, only after the loan is overdue and exceeds the grace period set by the bank, it may be reported to the credit bureau. One day's overdue credit may have a certain impact on your credit record, but the specific extent of the impact needs to be determined based on the bank's policies and credit assessment standards.

Please maintain a good repayment record. Timely repayment is an important way to maintain personal credit. If you have unexpected circumstances that prevent you from repaying the loan on time, please contact the bank promptly and try to negotiate a solution to reduce the impact on your credit record.