Buying a car and a house with a loan has always been the first choice for most people to buy these things, otherwise there will still be some pressure to buy them in full. At present, the overall penetration rate of auto finance in China is around 40%, that is to say, it has become a common thing to buy a car with a loan. Then, how do you sell the car you want to buy with a loan?

How much is the loan car?

If the loan car is to be sold, there are two situations. One of them is that the loan car has been fully paid off, in which case it can be handled directly in the second-hand market. The other is that the customer prepares the approximate repayment amount, deposits the repayment amount into the bank that you have repaid within the agreed time, and the financial company will deduct your repayment amount regularly, settle the loan, and then you can sell the car.

Conventional vehicle loans are mortgage loans, that is, the vehicle registration certificate is not in the hands of the owner, and the mortgage bank needs the vehicle registration certificate to sell the vehicle, and it shows that the vehicle has been decompressed.

Motor vehicle registration certificate in hand. Although I bought the car with a loan, I can sell it directly if I want to. Motor vehicle certificate in hand, unsecured. The vehicle can be directly transferred to complete the sales process of the vehicle. It should be noted that the vehicle loan still needs to be repaid on time after the vehicle transfer transaction is completed. Although the vehicle has been sold, the credit loan should be repaid in time until the car loan is paid off.

Generally speaking, the loan car needs to be decompressed when it is sold. Decompression needs to settle the bank loan in advance, and then go to the vehicle management office to decompress with the bank settlement certificate and vehicle registration certificate. At present, as long as you sell cars in major second-hand markets, someone will teach you to help you operate them.