1. Timely communication: immediately contact the borrower, explain the overdue situation and propose a solution. Keep good communication with them to show your willingness to repay the debt.
2. Make a repayment plan: negotiate with the borrower to make a reasonable repayment plan, determine the monthly repayment amount according to your own situation, and ensure that your commitments are fulfilled on time.
3. Maintain personal privacy: clearly inform the borrower not to disclose personal information to a third party, including the act of exploding the address book. Clearly stipulate the confidentiality obligation in the written agreement to ensure that your privacy is protected.
Summary:
After the online loan is overdue, the methods to prevent the borrower from leaking personal information to the address book include active communication, making repayment plans, and maintaining personal privacy. Through good communication with borrowers and reasonable repayment plan, the risk of information leakage can be reduced.
Extended data:
Another way is to seek legal aid, such as complaining to the relevant departments or consulting a lawyer. These legal aid agencies may be able to provide help and protect personal privacy.
-According to the Contract Law of People's Republic of China (PRC), the borrower has the obligation to protect the personal information of the borrower and not to disclose it to a third party. If information disclosure causes damage, the borrower may require the borrower to bear corresponding legal responsibilities.
Please note: the above suggestions are for general reference only, and the specific situation may vary according to the region and contract. Please consult professionals or relevant institutions if you encounter any problems.