1. You don't have to pay the bank fee. The bank's income is supported by interest. The annual interest rate of mortgage loan is 5.94%. The annual interest is: (assuming that the loan is paid off in 10) 900,000 yuan, and the monthly payment is 9,964.75 yuan. 9964.75* 12 months * 10 year = 1 195770 yuan, which is the total repayment amount for ten years. Assuming that the repayment is made in advance after one year, the interest paid more than one year is 5 1630.94 yuan.

2. Banks can support prepayment, but generally, prepayment within one year requires 1% or one month's monthly payment as a penalty.

In addition, if you have any loan problems, you can contact. Beijing Kaisheng is a professional loan with high speed, low interest rate, long service life and high evaluation value. They are all direct loans from banks, and they are not private loans! Lian Dao is my real name.

"Many customers think that loans should directly choose banks. Why did you choose us? "

Customers who go directly to the bank for loans are easily rejected for several reasons:

First, the personal credit information system (too many overdue loans and credit cards) is not good.

Second, there is no real use that can persuade banks to lend. Banks generally only recognize the real use, but the real use is generally limited to buying a house (and buying a house can not be used to pay the down payment, but can only be used to pay the final payment).

Third, it is difficult for individuals to issue proof of income and bank flow.

Fourth, I want to get more loans, but the bank will not help you solve this problem.

What are our strengths?

First of all, customers are welcome to go directly to the bank to consult their loan situation. If the bank can't solve your problem, please come to me again! ! ! ! !

Our advantages:

First, we have a guarantee of10 million in the bank as a pledge, and have established a long-term cooperative relationship with the bank! ! ! !

Second, the loan is fast, at least 7- 10 days faster than going by yourself! ! ! ! ! ! ! ! ! ! ! ! ! ! !

Third, we can solve customers with bad credit information: we have been overdue customers for 90 times.

Fourth, it can help customers solve the problem of loan use.

Fifth, proof of income and running water are not big problems.

Sixth, this is the most important thing to help you solve your urgent needs with more loans.