The interest rate of 65438+ million loan is 1.8%, that is, the annual interest rate is 1.8%, which is at a high level in the current loan market. Generally speaking, the market interest rate of personal loans will be affected by many factors, including loan types (such as personal consumption loans, mortgage loans, car loans, etc.). ), the loan term, the borrower's credit rating. According to the financial policies of different countries and regions, the interest rate level will be different. In some countries and regions, the annual interest rate 1.8% may be standard or low; But in many cases, especially borrowers with good credit can get lower interest rates. Therefore, if the credit conditions are loose and the interest rate is generally low, the annual interest rate of 1.8% is relatively high.