Not credible, the formal guarantee company does not want you to pay any fees (including the so-called handling fee, home visit fee, material fee, etc.). ) before lending.

The following points are helpful to identify formal loan guarantee companies:

1. The legal text is rigorous and the operation is standardized. Old-established guarantee companies often strictly abide by national laws and regulations, and will not operate illegally for short-term interests, nor will they touch the "high-voltage line" of the industry. In operation, any violation or unexpected factors may pose a potential threat to the interests of investors, so it is necessary to formulate a rigorous legal text to clearly stipulate the rights and obligations of investors, borrowers and guarantors in the contract. Only in this way can the interests of all parties be fully guaranteed. This is also an important aspect of judging guarantee companies.

2. Fully understand the assets and social reputation of the guarantee company.

3. We can know from the guarantee company's operating years, the number of customers and the number of days without overdue.