The down payment ratio depends on whether you have a loan to buy a house before. If it is a commercial loan for a suite, it is 30%, the benchmark interest rate. Second, the down payment is 60%, and the interest rate is1.1-1.15 times of the benchmark interest rate (depending on the bank). I can't get a loan for the third suite. Defining whether it is the first set or the second set depends on whether there is an obvious commercial housing address on your ID card or household registration book. (Consult the bank for details).

The house price in Changzhou is the lowest in Suzhou, Wuxi and Changzhou. The average house price in the city is more than 7000 yuan. You can choose some buildings in Changzhou Xue Jia, Xinqiao, Longhutang, Hutang and Bell Tower Development Zone. But there are many factors to consider when buying a house, such as your distance to work, living facilities, school district and so on. You can make a reference.