For the provident fund loan guaranteed by the guarantee center, the borrower does not need to go to the Housing Authority to get the real estate license, and the guarantee center will get the real estate license on his behalf. After that, the property owner himself took the original ID card to the guarantee center to collect it. If there are two or more property owners, all property owners need to bring their ID cards to the guarantee center to collect them. If you are not present at the same time, you can collect them separately. Bank loans, then the guarantee center is the bank, and the real estate license will be mortgaged to the bank.