1. At present, the purchase restriction policy is implemented in most areas of Xi 'an, such as Xi 'an New City, beilin district, Baqiao District, Chang 'an District and Fengdong New City. However, Xi Gaoling District, Lintong District and Lantian County do not implement the purchase restriction policy. Everyone needs to meet the requirements of the purchase restriction policy when purchasing commercial housing in the Xi purchase restriction area. Families with household registration in Xi City are restricted to purchase 2 sets of houses; Non-registered families in this city need to provide social security and individual tax for more than two years to limit the purchase of a house.
2. After buying a commercial house, it takes a certain number of years to sell it. For example, when the buyer purchases a new commercial house, it needs to wait until the online signing of the purchase contract has been filed for 3 years and the real estate license has been obtained before it can be listed and traded; If you can buy a second-hand house, you need to obtain a real estate license for 2 years before you can go public. In the restricted purchase area, the sale of houses to enterprises and institutions is suspended.
3. Now Xi also implements the lottery purchase policy, and real estate enterprises need to issue sales announcements before selling real estate. If the number of registered intentions exceeds the number of houses to be launched, then the developer should adopt the method of notarization and lottery to sell. When notarizing the lottery, developers need to provide no less than 50% of the housing to ensure the housing needs of families just in need.
4. According to Xi's mortgage policy, when buyers apply for commercial loans to buy a house, the minimum down payment ratio is 30% for the first suite; Buy a second suite with a minimum down payment ratio of 40%; If you apply for a provident fund loan and buy the first suite, the minimum down payment ratio is 25%; Buy two suites, the minimum down payment ratio is 30%.
Bian Xiao concluded: What policies does Xi have for purchasing houses? Bian Xiao gave a brief introduction here. I hope that after reading this article, everyone can understand this. If you don't know Xi 'an's housing policy, you can consult the local housing authority.