1, China Merchants Bank borrowed money to buy a car. Although there is no hard and fast rule, it is necessary to buy theft and rescue when the vehicle is normally phased. This is because the bank has avoided its own risks.

2. The full name of theft and rescue is vehicle theft and rescue. The insurance liability for vehicle theft and emergency rescue is the loss of vehicle caused by vehicle theft, robbery and robbery, as well as the reasonable expenses for repair caused by damage or loss of vehicle parts and ancillary equipment in the process of theft, robbery and robbery. It can be seen that the insurance liability for vehicle theft and rescue includes two parts: one is the loss of the insured vehicle caused by theft, robbery and robbery; The second is the reasonable expenses incurred by the theft, robbery and robbery of insurance vehicles. For the above two expenses, the insurance company is responsible for compensating the losses caused by the theft, robbery and robbery of the insured vehicle as a whole within the insured amount.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.