I bought a house, signed a contract, and the bank lent money, but the bank refused to approve it. What should I do?
Finally, some additional clauses were added: after May 5, the account will be suspended for one day, and 300 yuan will be deducted every day until 30,000 yuan is deducted or the account is moved. Finally, the loan came down, 300,000 yuan went directly to the house, and 60,000 yuan was lent to us for decoration. The intermediary has no control at all. Go to the house to find a job and quarrel with the agent. 60 thousand, why not call them? The process of buying a house went very fast this year, and everything was completed ahead of schedule. They verbally promised to hand over the house within one week after the loan was approved, but this was not written into the contract. According to this progress, the accommodating person can hand over the house by April 5 at the latest. We were in a hurry to decorate the house, because there were pregnant women, so we ignored it when we got home. They asked us to call them 60,000 yuan, saying that we had already bought a house and the registered permanent residence could be moved immediately. However, there is no promise when we will hand over the house. At first, we said that we would hand over the house after April 15, saying that the tenant refused to leave. We studied the contract and said that you should deliver the house on 15 at the latest. After a period of reaction, the tenants have basically moved away, but their things are still there. If they want to put them there temporarily, they should call them quickly. As a result, when we visited our house on April 1, we found that the tenant was still there. The last family didn't inform the tenant that the house had been sold, and on March 2, we charged the rent for another two months. Before March 2, we had signed a formal contract and got the real estate license around March 24. When we signed the contract, the last family said that they would no longer charge the tenant's rent, so there was no lease in the contract. It is very difficult to get to that house. The tenant said that he would have to pay them 1 month's rent and agency fee before moving out on 15. They don't agree, and it's difficult to hand over the house on time now. Basically, the intermediary can't communicate with the last one. The problems encountered before this are basically to discuss with us and let us compromise. Now the intermediary still wants us to give them 60 thousand, although they also find it difficult to pay the house on time. They said that if we don't call home, our lawsuit will not be established legally because the house has not been paid off. And I think there was a balance of 10000 at the beginning when the account was moved ahead of schedule. I think I just need to give my family 50,000 yuan, but now they think that there is no balance of 1 10,000 in such a contract, and the intermediary also said that there is no hidden rule to deduct 1 10,000 as the balance of the house payment. The agent checked, and they owe about 2,000 yuan in property fees, and we only need to pay 58,000 yuan. The agent thinks that we basically have to sue him and make him pay for the house. Then, if strictly in accordance with the contract, 50,000 yuan and 58,000 yuan have not been handed over, the reason for not handing over the house last time is still established. If we are worried that they will not pay the property fee of 2000 yuan, then we also have reason to worry that they will not pay the overdue fine, so I still want to pay only 50 thousand yuan, and the money will be better in my own hands. The agent said our house was a rough house, so he didn't say the balance was 1 000 yuan. Then I said, you didn't have a hukou problem at the beginning, why did you leave 1000 yuan in your payment agreement? In fact, the current house is not a rough house, but it is not completely decorated. In this case, can the floor tiles at home be destroyed? The question is, can we only pay 50 thousand for such a contract? Or 60,000 can be prosecuted first. If we really have to strictly follow the contract, do we have to pay all the money deducted from the 30,000 account to our family before April 15? Is it legally binding to write "about" in the contract in April 15? Maybe I haven't considered the problem comprehensively enough, so I asked a lawyer to help us. In our situation, we really want to get the house as soon as possible. The baby will be born in July. What shall we do with it? !