The elephant premium can be repaid by midnight at the latest. But be sure to repay the loan on time, and don't be overdue, because the elephant won't negotiate with the user, and many netizens have confirmed it and will directly explode the address book. Before using the superior elephant products, you should carefully read the relevant details and terms to avoid unnecessary conflicts in the later period, which will have a bad impact on credit information or funds.

First, the elephant is excellent, and the small loan does not need to be audited.

Is there a limit for elephants to borrow money? Not necessarily successful. The general page shows that the credit line is only the estimated credit line, not the final credit line, so if the user clicks in to apply, it still needs to be reviewed, including the investor's review. If the audit evaluation is unqualified, it will be regarded as a loan. In addition to audit reasons, the loan amount is also a big problem. Now there are fewer lending institutions and the loan quota has been tightened. Many people can't get the quota and may need to apply for matching funds again. Therefore, when users apply for the superior products of elephants, they must first ensure that their basic conditions meet the requirements, otherwise they are likely to be rejected directly; Secondly, maintain personal qualification credit and avoid serious unfavorable situations, so as to ensure that the probability of passing the assessment will be higher.

Second, whether the online loan contract is valid.

If it is signed with a registered peer-to-peer lending platform, you can provide the online loan contract at that time, and the record is valid.

If it is an online loan contract signed with an individual, it is best to provide the video, voice information, transfer and photos of the other party's ID card when borrowing, but if the above do not exist, the court generally cannot support it.

As we all know, the most important evidence of online loan transactions is electronic contracts. Because the electronic contract is not only beneficial for investors to know more about the project before the personnel, but also beneficial for recourse after problems occur, which is an important proof to protect the interests of investors. With the vigorous development of internet finance, trading behavior gradually got rid of the shackles of offline signing.

To sum up, no matter what platform the loan is, it should not be overdue, which will have a very bad impact on personal information.