Can Alipay and Huabei be used for everything?

Can I pay with Huabei at all the stores listed on Alipay’s Word of Mouth?

Most of them can.

Currently, Huabei has been connected to a large number of merchants, and you can use Huabei to pay. Whether Huabei can be used to pay for word-of-mouth transactions, it is recommended to refer to the display on the cashier page. If there is no Huabei payment option, it means that the current Transaction not supported, please use other payment methods.

Huabei installment payment generally supports 3, 6, and 12 installments. Please refer to the order submission page for details.

Warm reminder:

1. On Tmall Taobao, only the actual paid unit price of the product is ≥ 600 yuan, and you can use installment payment. In very few categories, installments may be available with a combined amount of >600. The details are subject to the Tmall page display. For merchants other than Tmall Taobao, the specific starting amount for installments can be used in accordance with the rules set by the merchant.

2. The specific handling fee is subject to the page display. The handling fee viewing path is as follows:

Computer terminal: On the order submission page, check the check box to confirm the handling fee status after installment purchase. ; Can everything on Taobao be purchased with Huabei?

As soon as Alipay Huabei came out, it has been welcomed by the majority of online shoppers and has many users. However, with so many products on Taobao, can all of them be paid with Huabei or only some of them? Can I use Huabei to buy things on Taobao, Tmall and Alibaba? Here’s the answer. Huabei supports most products on Taobao and Tmall and some external merchants, but does not currently support Alibaba transaction payments. When I first started using Alipay Huabei, I wanted to see if it could be used, so I quickly activated the Huabei function on Alipay and quickly picked out a pair of beautiful sandals on Taobao. However, after placing the order, what happened when I paid? I didn’t see the Huabei payment option. What's going on? Can’t all products on Taobao be paid with Huabei? Are there any restrictions on shopping with Huabei? What products can be purchased with Huabei? , most merchants or products on Tmall and Taobao support Huabei services. If you can see Huabei services during payment, it means that the product is supported. Categories that do not support Huabei payment: Tencent QQ zone; online store/network service/software; online game point card; online game equipment/game currency/account/power leveling; adult products/contraceptive/family planning products (except Durex brand); Mobile phone number/package/value-added services; localized life services; online game vertical market root category; jewelry/diamond/emerald/gold, management. The specific support is subject to the display at the cashier. Since everyone likes to use Alipay and Huabei to purchase goods. So, let me introduce to you the process of purchasing goods with Alipay Huabei. Step 1: Select a favorite product on Taobao or Tmall Huabei’s exclusive product page (click to enter) Step 2: After selecting, click “Buy Now” to enter the checkout payment page, and select Huabei’s payment method. Step 3: Enter the payment password, the payment is successful, and wait for receipt. Step 4: Confirm receipt of the product after the product is received. Step 5: Confirm receipt of the product and repay on the 10th of the next month, that is, use Alipay to pay. The above is Alipay Huabei shopping. The whole process is not much different from our usual shopping on Taobao. The only difference is that we only need to use Huabei's consumption limit to pay. In fact, it is the same no matter where you choose the goods you want to buy. Just look at the payment method when paying. Generally, there will be bank card, Alipay balance, Huabei and other options. If there is Huabei, you can use Huabei. Buy it, if you don’t have it, it won’t work. Can I buy things with Huabei’s general credit limit?

Huabei’s general credit limit can be used to buy things.

Huabei is a consumer credit product launched by Ant Financial. When making purchases, users can advance Ant Huabei's credit limit and enjoy the shopping experience of "spend first, pay later".

Ant Huabei supports shopping in multiple scenarios. In addition to Taobao and Tmall, most merchants in Taobao and Tmall can use its payment.

Currently, *** has access to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; local life service websites, such as Koubei, Meituan, Dianping, etc.; Mainstream 3C official malls, such as LeTV, Haier, Xiaomi, OPPO and other official malls; as well as some overseas shopping websites.

Extended information:

Ant Financial has sub-business segments such as Alipay, Yu'e Bao, Zhaocai Bao, Ant Jubao, MYBank, Ant Huabei, and Sesame Credit.

1. Alipay (China) Network Technology Co., Ltd. is a domestic third-party payment platform dedicated to providing "simple, safe and fast" payment solutions.

2. Yu’e Bao is a balance value-added service and current fund management service product of Ant Financial, launched in June 2013. Tianhong Fund is the fund manager of Yu’e Bao.

3. Zhaocaibao was officially established in April 2014. It is an open financial information service platform under Ant Financial.

4. Ant Jubao is committed to "making financial management easier". With an Alipay account, users can enjoy simple and convenient financial services such as Yu'ebao, Zhaocaibao, Jinbao, and funds.

5. MYBank is China’s first commercial bank whose core system is based on cloud computing architecture, initiated and established by Ant Financial as a major shareholder. As one of the first five private banks in China approved by the China Banking Regulatory Commission, it officially opened on June 25, 2015.

6. The full name of Huabei is Ant Huabei. It is a consumer credit product launched by Ant Financial. After applying for activation, you will receive a consumption limit ranging from 500-50,000 yuan. When users are consuming, they can prepay Ant Huabei's credit and enjoy the shopping experience of "spend first, pay later".

7. Sesame Credit is an independent third-party credit reporting agency under Ant Financial. It uses cloud computing, machine learning and other technologies to objectively present personal credit status. It has been used in credit cards, consumer finance, financial leasing, It provides credit services to users and merchants in hundreds of scenarios such as hotels, rentals, travel, marriage and love, classified information, student services, and public utility services. Where can Ant Huabei be used?

Where can Ant Huabei be used?

It can be used in many places. For example, Tmall. Taobao. Baidu Nuomi. Dianping, Meituan. Can I still use it?

Where can I use Alipay Ant Huabei?

Nowadays, many merchants and many products support using Huabei to pay, such as shopping on Taobao and Tmall, taking taxis with Didi and Uber, etc. However, it cannot be used in some cases, for example, the buyer does not support Huabei, the merchant has not activated Huabei service, and there may be risks in the system verifying the transaction. Whether Huabei can be used for payment, it is recommended to refer to the payment page at that time.

Where can Ant Huabei be used?

It can be used in many places

It depends on whether the merchant has opened it or not

Most of them Once activated, you can use it even when you go out to buy groceries

Where can Ant Huabei be used?

There are risks... Be careful not to be deceived

On Alipay Where can I spend Ant Huabei?

Merchants that support Huabei payment on Taobao and Tmall can use Huabei account credit to pay. Group buying websites that cooperate with Alipay also support it, such as Meituan.com.

Where can I repay Ant Huabei? No matter how I look for it, I can’t find the place to repay.

If you have any other needs, please click on the image

Why do I Ant Huabei cannot be used elsewhere?

Ant Huabei is available in Meituan, Baidu Nuomi, Tmall, or offline stores.

Only those who have cooperated with Ant Huabei can use it.

Hope to adopt

Thank you. .

What are the pitfalls that buyers need to pay attention to when using Ant Huabei. ?

Huabei, launched in December 2014, is a credit consumption service launched by Ant Micro-Loan on Alipay. It supports users to make purchases on Taobao and Tmall and repay before the 10th of the following month after receiving the goods.

Huabei’s consumption limit is determined by Ant Micro Loan based on the user’s comprehensive online shopping situation and the corresponding limit is given. It can be linked to account balances, debit cards, and Yu'E Bao for automatic repayment. If the repayment is overdue, an overdue fee of 0.05% will be charged every day.

Huabei’s current consumption limit is 30,000. After repayment, the consumption limit will be restored, and the longest interest-free period can be 41 days.

1. Failure to repay Huabei directly affects Zhima Credit Score.

2. Short-term phone calls and SMS reminders will be sent.

3. In the mid-term, emails will be sent out to make “false” legal threats.

4. In the middle and later stages, it will affect your normal shopping on Taobao and freeze your seller rights.

5. Your identity information on Taobao will be frozen later.

Note:

1. Alipay is currently linked to bank credit records!

2. We will not sue you, we will just send you a lawyer’s letter.

3. Will annoy you endlessly.

Where can I repay Ant Huabei?

Deposit money into Alipay or Yu’E Bao before the repayment date, and Huabei will automatically deduct the money.

Which shopping software can Ant Huabei be used on?