What is borrowing at any time?
Anytime loan app is a loan supermarket platform. Anytime Loan app comes from China Ping An Group. Anytime Loan app integrates more than 65,438+000 most professional lending institutions and banks in China. Anytime Loan app can provide one-stop loan service for users with loan needs, solve the loan problems of various users through mobile loans, and accurately match various products such as micro-loans, extreme loans, corporate loans, venture loans, credit card applications, etc., so that personal credit is more intelligent.
How about borrowing it anytime?
With the rise of personal credit business, loans have gradually become the norm in people's lives. It is the mainstream choice for most people to find personal credit information products through various softwares. With the development of personal credit business, not only the varieties of related products of banks and professional lending institutions have increased, but also the number of loan software on the market has reached a new peak. In such a mixed market chaos, the "borrow at any time" APP funded by Ping An Technology has obtained amazing data of over100000 downloads in various channels in just three days, which makes everyone see another new possibility of personal credit investigation business.
Security is never achieved overnight.
Since ancient times, the concept of credit has a long history, and the word "security" has never escaped the topic of credit. From the bad debt rate of personal credit business of banks in the early days, to the break of the capital chain of non-governmental microfinance organizations, and then to the increasing number of P2P online lending platforms after the arrival of the Internet era, the development of personal credit business is always accompanied by negativity and turmoil, exploring the way forward in the thorns.
This situation continued until the rise of the mobile Internet. With the advent of the era of big data, financial technology continues to usher in innovation, which has greatly influenced and promoted the transformation and development of personal credit business. Entrusted by Ping An Group, Ping An Technology cooperated with many professional lending institutions and banks in China, and the "anytime to borrow" APP funded by Ping An Technology was one of the products born under this wave.
Big Data Credit and Loan Supermarket under Technological Innovation
As a phenomenal APP that has only been online for three days, it has obtained over100000 downloads in various channels. "Borrow at any time" relies on the excellent experience of traditional financial risk control and makes full use of the data driving force and financial technology in the era of big data on the Internet. The online risk management system independently researched and developed is creatively constructed, and a data closed-loop system is formed from the aspects of business channel expansion, user service mode optimization, fund risk management and control, etc. by combining the analysis map of internal and external social data on the Internet. , truly realize the use of financial technology to bring brand-new service value and user experience to personal credit business, and make personal credit business safer and more reliable.
It is precisely because of the data driving force in the era of big data and the breakthrough of financial technology that "borrow at any time" integrates more than 100 domestic most professional lending institutions and banks, and can provide one-stop lending services for users with lending needs without providing any loans themselves, and innovate to create a new concept of personal loan supermarket, so that users can meet the various loan needs of different groups by simply "borrowing at any time" an APP, making personal credit more intelligent.
In a fast-paced society, efficiency has become an important indicator.
Another change brought about by the era of big data on the Internet is the substantial improvement in the efficiency of personal credit business. Taking the "borrow at any time" APP as an example, the background system automatically audits based on big data, which minimizes the disturbance to users. After obtaining all-round data information of users through big data cooperation and cross-comparing, users can easily complete personal credit business loans ranging from 1 0,000-10,000,000 with only three simple steps. In today's fast-paced society, such efficiency has become one of the core indicators for users to choose a software.
As an innovative personal credit business platform created by Ping An Technology, which is entrusted by Ping An Group, the "borrow at any time" APP is highly integrated with finance and technology, and it is integrated into the new generation credit concept of loan supermarkets through technological innovations such as big data analysis, risk control model development and artificial intelligence technology. It is planned to provide customized services for more than10 million users, so that safe, reliable, efficient and convenient personal credit business can benefit everyone who needs loans.