1. How to apply for student loans each semester?

College freshmen need to prepare loan information in advance for their first loan, identify the same borrower, fill out the loan application form on the computer, and then go to the local designated department to apply for a loan. , By the way, you must make an appointment before taking a loan. You can get a loan only after the appointment is successful. The loan is taken out once a year, and once in the freshman year. After that, you can solve the annual loan on your own computer, but the prerequisite is that you do it by yourself.

2. What are the steps to apply for a student loan?

There are generally two types of student loans that we often apply for: national student loans and student loans from places of origin. Among them, national student loans Student loan application process: students submit an application → the school conducts preliminary review → the bank conducts approval → both parties sign a contract → the bank issues a loan → start repaying the loan after graduation. You can see /zhxdk/22125.html for student loans from the place of origin (some The province has started online application /zhxdk/) You can take a look at /zhxdk/20649.html, I hope it will be helpful to you!

3. How to apply for a student loan for specific steps

See Submit a pre-application on the China Development Bank and get it stamped

4. How to apply for a student loan How to apply for the process

To apply for a student loan for the first time, you generally need to go to the Student Aid Bureau of the Education Bureau of the county (city, district) where your household registration is located. The management center conducts on-site confirmation. If it is a loan renewal, then select a new loan on the loan page of the student online service system of the China Development Bank Student Loan Information Network, then update your personal information and submit a loan renewal statement.

How to apply for a national student loan? You need to meet certain conditions to apply for a national student loan. If you meet the application conditions, you can apply according to the following steps:

1. Be prepared Loan information, such as student ID card, ID card, valid proof of financial difficulties, etc.;

2. Register personal information on the China Development Bank Student Loan Information Network;

4. Fill in The application form must be submitted to a unit among the graduating high school, village (neighborhood) committee, and township (street) civil affairs department for qualification review and official seal;

5. Confirm the loan amount, and the bank and provincial funding center Review decision;

6. Successfully grant the loan.

The maximum amount of student loans that can be borrowed is no more than 12,000 yuan per person per year for full-time undergraduate and junior college students (including second bachelor's degree students and higher vocational students), and no more than 16,000 yuan per year for full-time postgraduate students. Yuan.

The scope of national student loans for colleges and universities in 2022 is undergraduate and junior college students, second bachelor's students, graduate students and preparatory students in full-time general undergraduate colleges and universities, scientific research institutes, party schools, administration schools, and accounting schools.

The annual loan amount for each full-time college student (including second bachelor's degree and higher vocational students) shall not exceed 12,000 yuan, and the annual loan amount for each full-time graduate student shall not exceed 16,000 yuan. Student loans should be used first to pay tuition and accommodation fees during school, and the excess can be used to cover daily living expenses.