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How much can the dividend policy lend?
Dividend policy can be loaned, depending on your payment amount and number of years, but the bank channel should not work, and the bank policy loan requires 3 years. However, we can consider the small loan channel, that is, the interest is higher. If there are any, I suggest you look at the cash value column of your policy contract. If it is short-term, you can consider using a cash value loan. Ordinary insurance policies can borrow 80% of the cash value. The exact amount is still to be found in the contract. You can have a look. If it is not convenient to send pictures for publicity, you can send private messages.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.