3.025%。 According to the inquiry chain APP, as of May 9, 2023, the personal loan interest rate of the second housing provident fund in Taiyuan was 3.025% for five years or less and 3.575% for more than five years. The maximum loan amount of Taiyuan housing provident fund is 640,000 yuan for double employees and 400,000 yuan for single employees. At the same time, the maximum loan amount is limited by the deposit period of the employees. If the deposit period is less than three years, the maximum loan amount is 240,000 yuan.