The down payment is 20%-50%. Generally, banks require 40%-50%. Some car dealers can find 20% or even lower by finding some financing companies.

Generally, it is repaid in 2-5 years. The monthly repayment depends on how much you borrow. You can use real estate to guarantee it.

First of all, you must know that the beneficiary of the installment payment for buying a car is the bank. Or financial institutions, because many banks now have relatively high thresholds for car loans, and more financial companies, especially those from the same family as the car manufacturer, have begun to handle convenient loan procedures for customers (such as Shanghai General Motors) The financial company has GMAC loans)

The second is the conditional requirements for car buyers: generally those with normal salary income, preferably with provident fund, real estate (with property rights) or married. Of course, if you have other written documents that can prove your ability to repay the loan, that is fine.