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Provisions on the source of down payment for mortgage loans
The main terms are the customer's own money, which can be personal salary income, deposit, etc. , as well as the income and dividends from financial management. If the money is not enough, you can borrow money from relatives and friends, and the other party will transfer it to the customer's name, and the customer will pay the real estate developer.

Legal basis:

Article 680 of the Civil Code of People's Republic of China (PRC) prohibits high-interest lending, and the lending rate shall not violate the relevant provisions of the state.

If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest.

If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.