The concepts of micro-inclusiveness and bank-enterprise interaction refer to different financial service models respectively. Micro-Pratt & Whitney refers to providing inclusive finance services to small and micro enterprises, that is, providing loans, financing, payment, wealth management, insurance and other financial products and services to small and micro enterprises. The interaction between banks and enterprises refers to the interaction and cooperation between banks and enterprises through internet channels, including online business handling, fund settlement, loan application and information inquiry.

Which is good needs to be judged according to the specific situation. If it is a small and micro enterprise, Xiao Wei Puhui may be more suitable, because Xiao Wei Puhui provides a series of financial services for small and micro enterprises, which can better meet their needs. Bank-enterprise interaction is more suitable for those enterprises that want to conduct convenient transactions and cooperation through Internet channels.

Of course, these two service models are not mutually exclusive. In fact, many banks combine small and micro benefits with the interaction between banks and enterprises. Therefore, the best choice should be to communicate with banks according to the needs of their own enterprises, understand the specific service content and interest rates, and make a choice suitable for their own enterprises.

Please note that my answer is based on the general situation, not the specific personal situation. If you need more specific help, it is recommended to consult a professional institution or bank.