Hello, if you apply for a first-hand real estate loan, you can first confirm with the developer whether there is a cooperative relationship with our bank. If so, you can directly contact the resident staff of the real estate and give the information to the staff. If not, it is generally necessary to contact the local personal loan department to provide personal information and purchased real estate before applying. To apply for a first-hand property loan, the following application materials are generally required: 1. Identification materials: ID card, military officer's card, etc. ; 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ; 3. Use certificate: the original property right certificate of the purchased property, the purchase contract, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, the supervision fund entry certificate is enough); 4. Proof of repayment ability. If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.

If you need to apply for a second-hand real estate loan, you usually apply for a loan from our bank before going through the formalities of property transfer. You can provide your specific information and purchased property by contacting the local counter personal loan department, and the counter personal loan department will review your comprehensive situation to determine whether you can handle it. Generally, the application materials needed to apply for a second-hand building loan are: 1. Identification materials: ID card, military officer's card, etc. 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ; 3. Proof of use: the original title certificate of the purchased property, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, just provide the supervision fund certificate); 4. Proof of repayment ability (provide one or more of the following): (1) Provide proof of income for customers whose income is basically consistent with their local industries, occupations and positions, and their income level is sufficient to meet repayment needs; (2) For self-employed individuals and customers whose income is significantly higher than that of the same position in the local industry, supplementary proof materials of repayment sources shall be provided. Including but not limited to: ① providing a running list or a reliable list of wages paid by banks for more than three consecutive months in the past year; (2) provide proof of holding shares of relevant institutions and proof of share dividend income; (3) Provide proof of family assets, including financial assets or non-financial assets. (3) Our payroll customers can directly provide their payroll account flow, without the need for the unit to issue a separate income certificate; (4) Customers who can provide social security account running water or personal tax bills do not need the unit to issue income certificates, and the Bank calculates the customer's income according to the relevant provisions of local social security account payment or tax policies; If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.

At the same time, due to the different types of loans provided by branches, it is suggested that you contact online customer service first: ttps://forumnanbchina.com/CMU/icslogin.aspx? from = B& amp； Logincmu=0。 After providing the opening city and loan purpose of the one-card account, I will help you check whether the local branch has relevant loan varieties. If not, I suggest you contact other banks for consultation. Thank you for your attention and support!