It may be because the loan procedures have not been completed, and the lender will definitely get the car loan contract. Generally speaking, the auto loan contract is in duplicate or in triplicate, so the auto loan will definitely be awarded to the contract. When users apply for a car loan, they may not get the car loan contract for the time being because the formalities have not been completed. But after the complete loan procedures are completed, the lender will definitely get the auto loan contract. If the staff forget, they can be reminded to get the car loan contract back.

However, it does not rule out other reasons, such as the loan institution deliberately delaying not giving you the contract, and of course some 4s stores do not give consumers the contract in order to avoid responsibility. If it is a car purchase contract, it needs to be mortgaged in the bank as collateral during the loan period, and it can only be obtained after the loan is repaid.

Matters needing attention in signing a car loan contract are as follows:

1, whether the subject of the contract has corresponding capacity for civil conduct;

2. Whether the signatory of the contract is a party to the contract or an authorized agent;

3. Whether the expression of will is true;

4, whether the content is illegal, whether it violates public order and good customs.