Love loan principal installment refers to the installment service of Minsheng Bank's love loan to eligible users during the epidemic period. For example, if a user applies for a love loan, the system will automatically postpone the first repayment of part of the amount billed between the next day of the billing date and the final repayment date. After the application is successful, the installment principal and handling fee will be shared from the second bill.

Amortization refers to an accounting method in which capitalized expenses are included in current profits and losses within a certain period. It is a kind of "spread, transfer and withdrawal" carried forward at the end of the period.