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Is the proof of mortgage income before tax or after tax?
The proof of mortgage income is pre-tax or after-tax mortgage income is calculated according to pre-tax income, while commercial loans require higher income, at least more than twice the total monthly debt. Pre-tax amount, because the amount of pre-tax income is basically an integer, but the income voucher says "income (before tax/after tax)", which is a kind of income voucher obtained by national citizens in their daily production and life. Generally, it will be issued when handling visa, bank loan, credit card and other procedures.

How to fill in the housing income certificate? The income certificate of each bank is different. Some banks have unified certificates, while others don't. You can contact the bank first and then ask the bank to provide it. It is generally issued by the human resources department of the company, mainly including: 1, and the other company is indicated in the title. Like a bank.

2. Applicant information. This is to certify that my ID number (XX) is an employee of our company.

Write down your income clearly. This comrade works in XXX department of our company with an annual salary of XX.

4. Write clearly the purpose of the certificate. Such as: this certificate is only used for employee housing loans and may not be used for other purposes. This is my evidence.

5. Write clearly the name of the unit. Please indicate the company name, office address, contact telephone number, etc.

6. Write down the manager clearly. This is mainly for the convenience of investigation.

7. Please indicate the date, unit and department name, and affix the seal.

In order to ensure the borrower's repayment ability, the bank will evaluate the borrower's income. Therefore, proof of income is an important reference for reviewing the personal loan amount. However, usually only when buying a house with a commercial loan, proof of income must be provided. You can apply for provident fund loans without providing proof of income.

The above is the main content of the pre-tax or after-tax mortgage income certificate. I believe everyone knows about these contents. I hope this article can give you some help.