AAA is 1.04 million, 2A is 920,000, and A is 800,000. This is the loan line for you. If it is a teacher, it should be the municipal provident fund, and the rate cannot be pre-paid. You won't know what level you are until you apply. It also depends on how much money you can borrow from the house you want to buy, and what is the evaluation price of the house you want to buy. The first house of less than 90 square meters can be paid 20% of the evaluation price, that is, the maximum amount of bank loans is 80% of the evaluation price.

The provident fund loan must meet three conditions: 1, and the provident fund account has been established 12 months. 2. Provident fund has been paid continuously 12 months. 3. Now it is in full storage state.

Obviously, your husband does not meet the requirements, and the provident fund loan can only rely on you. Your qualification is likely to reach 2A level, which is 920,000. I have made a lot of teacher lists, 70% of which are 2A-level.